Financial Literacy: A program dedicated to teaching adults and children the financial literacy necessary to recognize and avoid potential debt, and best practices to get the most out of the money you make. These are but not limited to… asset/liability recognition, the power of compound interest, what makes an investment sound and creative budgeting. Mr. Thomas has spent years facilitating the spend down of government grants, creating budgets and doing internal audits. Through these years he has obtained intricate knowledge of the financial workings of the NON-PROFIT and FOR-PROFIT sectors and in turn has learned the paradigms necessary to create and sustain viability for organizations as well as individuals. For so many people the ability to get the most out of the money is something they either don’t know or have learned the hard way. Income3000 is a training that will give low income and at-risk individuals the tools needed maximize their resources.